Guides / 5 min read · Updated 2026-10-17
How to check if you're owed money from a class-action settlement
Class-action settlements pay people who were affected by a company's conduct, often without needing receipts. The catch: you have to file a claim before a deadline, and you have to actually be eligible.
1. Check the notice is real
Legitimate notices name the case, the court, the settlement administrator and a claim deadline, and they never ask for a fee or your bank password. Go to the administrator's site by typing its address, not by clicking a link in a suspicious email.
2. Check eligibility against your records
Settlements define a class (for example, people who paid for a service between two dates). Check your transactions or account history for that period. If you weren't in the class, don't file: claims are made under penalty of perjury.
3. File before the deadline, and only once
Deadlines are firm. Once a deadline has passed, filing is not an option, no matter what an email says. Keep the claim confirmation number.
General information, not legal or financial advice. Check your account agreement for deadlines that apply to you.
Or let Ombudly do it.
Ombudly checks settlement notices against your history and prepares the claim. Because a claim is a sworn statement, it always waits for you to sign.
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